All post by: Mark Presser

1. Government Disbursements

Distributors of welfare (namely government disbursements) face a common dilemma; are cash payments or in-kind transfers (purposeful remittance) more effective in helping those in need? In-kind transfers can take almost any form, really. They could be food vouchers, rent assist, or other types of non-cash welfare payments. In contrast, cash payments are, well, just that - cash straight into the pockets of welfare recipients. In the NGO sector, we are increasingly seeing a trend toward cash transfers as the preferred method of giving, with organisations such as GiveDirectly, who utilise direct transfers, receiving generous donations from Facebook founders and other high profile philanthropists. A study released at the end of 2013 confirmed the positive short- Read More...

2. Mobile World Congress (MWC) 2016

Organised by the GSM Association, the Mobile World Congress (MWC) is the world's leading expo for the mobile and related industries. Attended by the leading businesses, executives, and researchers in the mobile industry, the event has become a staple on the calendar for thousands of patrons in the mobile/technology space. Last year, 95,000 walked through the door at the MWC. This year, that number is expected to reach six figures. The event regularly sees the release of hot new gadgets, and together with the ever exciting Consumer Electronics Show (CES), sets the pace for the year to come Read More...

3. How to Stop Customers Going AWOL Online

It wasn’t long ago when an online store was considered a differentiator for a bricks and mortar retailer, a luxury of sorts. No longer are online stores dismissed as merely a novel companion to a physical shop. Advancements in online consumer technology have allowed the eCommerce industry to grow faster than ever. And maybe, in time, it will allow the online marketplace to become the only marketplace. In its infancy, eCommerce made up a mere one or two percent of all retail sales in the US. However, the share of online sales is climbing rapidly and is expected to account for 1 out of every 8 retail sales by 2020. As we identified previously, consumers are continually prioritising convenience in their spending choices, and online stores are benefiting from this change in expectations. However, key inhi Read More...

4. A Year of Developments: The 3 Key FinTech Disruptions of 2015

They’re everywhere. Digital disruptions in FinTech are proliferating at an unprecedented rate. The rise of hundreds of FinTech startups in 2015 from lending platforms all the way to virtual marketplaces that are changing the way we use and look at financial services. But what exactly were the most radical sectors of FinTech in 2015?  We take a look at some that have stood out to us.

Crowd Sourced Equity Funding (CSEF)

There is no doubt that one of the biggest disruptors in the industry was the rise of a new type of crowdfunding platform. Crowdsourcing has been popular around the world for years now, but Crowd Sourced Equity Funding (CSEF) is rocking the investor boat in a major way. CSEF platforms are predicated on something different; instead of pledging for first dibs at the next big wearable or personal drone, investors are laying down cash for equity in the next generat Read More...

5. Selling Coffee through Information Flows

It’s pretty clear that information barriers between buyers and sellers have always caused inefficiencies in markets, especially in rural areas. When sellers lack information, they’re exposed to risk because they can’t see the full picture. This is particularly true for developing regions such as Sub-Saharan Africa, Southeast Asia or Latin America, where isolation and lack of resources inhibit information flows. Think about a farmer growing coffee for sale in a marketplace. They have no way to verify a fair price for the beans, so they usually end up getting less for their crop than the market rate. They lack crucial information that could help negotiate a fair price. This may also stop the farmer from making key decisions on whether to expand their crop or not, whether to change varieties, etc. Our farmer is limited by a poor information flow. Unfortunately, the farmer is al Read More...