All post by: Novatti

1. Annual Report FY17

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2. Employee Share Plan

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3. Employee Share Option Plan

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4. Seamless ME

Seamless has three separate conference agendas covering the world of Payments, Ecommerce and Retail. With one shared free-to-attend exhibition hosting 300 of the region's leading technology providers. Seamless payments The future of payments is now. Banks, retailers and merchants alike are rapidly adapting to the new payments landscape. Seamless payments will bring together the entire payments eco-system to discuss, debate and evaluate alternative payment strategies and technologies. Seamless e-commerce Bringing together entrepreneurs and innovators from across the entire e-commerce value chain. From storefront creation to digital marketing and from payment to fulfilment and delivery. Seamless e-commerce is a catalyst for e-commerce growth across the Middle East, North Africa, Central Asia and South Asia. Seamless retail Th Read More...

5. Strong uptake of Flexepin by Bitcoin merchants in Australia and Canada

Novatti Group Limited (ASX: NOV, “Novatti” or the “Company”) is pleased to report that it is receiving strong interest for its Flexepin Open Loop Voucher Service (“Flexepin”) from Bitcoin merchants in Australia and Canada. Since launching the service only nine months ago, the Company has already signed up 20 Bitcoin merchants, which have an established customer base that transacts on a regular basis. This provides Novatti with the opportunity to grow its recurring revenue stream as a growing number of customers of these Bitcoin merchants have opted to use the Flexepin cash vouchers to buy bitcoins. Furthermore, the Company is expecting the number of Bitcoin partners to grow substantially over the next 12 months. This is because Bitcoin merchants are under increasing pressure to meet high levels of compliance as the industry focuses on the need for oversight by regulator Read More...

6. Novatti Integrates TransferBridge with Zapper to Enable International Payments

Novatti Group Limited (ASX: NOV, "Novatti" or the "Company") is pleased to announce that Zapper Marketing Limited ("Zapper") has selected the Company to enable airtime top-up features on the Zapper app through Novatti’s TransferBridge solution. The additional features include the ability for Zapper users to top-up domestic mobile airtime and top-up mobile phone accounts in other countries Zapper is an emerging global leader in the e-wallet and e-payment space. It provides an in-store merchant payment service based on a consumer using the Zapper app to pay at the Merchant site via a QR code. Zapper seamlessly integrates into existing POS systems or can be a standalone POS system. In emerging markets, this often replaces the need for traditional and more costly credit card terminals. Novatti will receive a usage fee on every transaction and the revenues will be dependent on the Read More...

7. Novatti expands further into booming China-Australia e-payments market

Novatti Group Limited (ASX: NOV, “Novatti” or the “Company”) is pleased to announce that it has signed an agreement with LatiPay that will enable Novatti to expand its payments service to cover Australian e-commerce and trade payments from China through WeChat Pay, AliPay, JD Pay and 19 Chinese banks in Australia. The distribution and integration partnership agreement with LatiPay, an award-winning New Zealand-based payment service aggregator that is owned by Latitude Technologies, will provide Novatti with the tools and collateral to onboard Australian businesses to a platform where online retailers and exporters will be able to accept and request payments in real-time directly from 19 major banks and the leading Chinese digital wallets (e-wallets). The agreement supports Novatti’s strategy to focus on the rapidly growing demand for a faster and more cost-effective payme Read More...

8. GSMA Mobile World Congress 2017

Novatti is a proud on-going exhibitor at the GSMA Mobile World Congress (MWC 2017). Meet us at Hall 7, Stand J25 The annual event provides the planet’s best venue for mobile industry networking, new business opportunities and deal-making. Mobile World Congress includes a world-class conference featuring visionary keynotes and thought-provoking panel discussions; an exhibition with more than 2,000 companies displaying the cutting-edge products and technologies that define the future of mobile; the world’s best opportunity for mobile industry networking; and the annual Global Mobile Awards ceremony, which recognises the most innovative mobile solutions and initiatives from around the world. Read More...

9. Payexpo MENA 2016

PayExpo MENA will bring the entire payments ecosystem together to network and learn in one of the fastest growing and most competitive markets for smart payments in the region. Over 1,000 senior decision makers from the retail, banking, transport, entertainment and leisure and telecoms industries will meet to discuss key MENA high growth targets, hear case studies from across the globe and try out the latest payment solutions and technologies that will revolutionise their payment strategies in the year ahead. Read More...

10. Annual Report FY16

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11. Novatti signs deal to support WeChat Wallet financial transactions for Chinese consumers in Australia

Novatti Group Limited (ASX: NOV, “Novatti” or the “Company”) has signed an agreement with RoyalPay Australia, the first Australian distributor for WeChat Wallet, following the commencement of commercial operations in Australia for Novatti’s Trusted Party Services business. This is the first deal for Novatti’s Trusted Party Services business, which was launched after a successful two-month trial, providing the Company with a new and immediate source of recurring revenue. Under the agreement, RoyalPay (who is owned by Tunnel Show Pty Ltd) has become an authorised representative of Novatti subsidiary Flexewallet Pty Ltd and will be able to operate in this country under Flexewallet's Australian Financial Services License (AFSL). Novatti will receive a monthly fee as well as a commission for each transaction made using WeChat Wallet in Australia. The revenues will be depe Read More...

12. Novatti Corporate Governance Statement 2017

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13. Novatti Director Risk Matrix 2016

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14. Money 20/20 - 2016

Money 20/20 is the world’s biggest, boldest and best event covering payments & financial services innovation, bringing together 10,000+ attendees, including 1,000+ CEOs and 500+ speakers from 3,000+ companies and 75 countries. Novatti will be attending the industry's largest conference in Las Vegas as delegates. Get in touch with us to have a chat about our payments solutions at Money 20/20 2016. Read More...

15. Intelligenes co-founds Monami Tech, brings UAE investment and next-gen financial payment solutions to Pakistan

Pakistan’s top financial solutions company, Intelligenes, has joined forces with UAE’s Monami Group to cofound Monami Tech.  Monami Tech has also become a partner of Australian stock exchange listed fintech company, Novatti. The significance of the new venture brings foreign investment to Pakistan, and becomes the first mover of the most cutting-edge financial services solutions within the country. Novatti’s state-of-the-art fintech products enable Monami Tech to provide Digital Wallets, remittances systems, and promote overall financial inclusion, Monami Tech aims to transform Pakistan’s financial services landscape. With a financial investment from the Monami Group, technical and market expertise of Intelligenes, and Novatti’s proven technology, Monami Tech is in a unique position to drive the region’s market to international consumer fintech standards. “When it co Read More...

16. Novatti Group & PLDT's FINTQ to Collaborate for Digital Financial Inclusion in Africa & the Middle East

Novatti Group, a global payment solutions provider, and FINTQnologies (FINTQ), the financial technology unit of Voyager Innovations, the digital innovations arm of the PLDT Group, announced today at the Cards & Payments Expo in Dubai that they are discussing opportunities in providing innovative digital financial platforms to bank and non-bank partners in Africa and the Middle East. FINTQ provides consumer-centric and demand-driven innovative digital platforms, products and services for financial and non-financial institutions across underserved, unserved and banked customers. These cover digital lending, disbursements, micro-savings, micro-insurance, NFC contactless and online payments, and, anti-fraud and card control solution, among others. FINTQ’s products include Lendr, a multi-channel, telco-agnostic consumer loans marketplace, and LockByMobile, a mobile-based anti-frau Read More...

17. Novatti well placed to expand into Africa and Asia with two new board appointments

Novatti Group Limited (ASX: NOV, “Novatti” or the “Company”) is pleased to announce that it has appointed Paul Burton and Kenneth Lai as non-executive directors. Mr Burton and Mr Lai have extensive experience in Africa and Asia, respectively, and the appointments will help the Company expand into these markets. Mr Burton and Mr Lai will both be remunerated by way of 750,000 stock options with a strike price of $0.25 cents equally vesting over two years (subject to shareholder approval). Mr Burton has over 14 years of leadership experience in the payments industry and was the CEO of Datacash Group Plc, a payments gateway company bought by Mastercard. Datacash had a significant presence in Africa and Paul steered the company’s expansion in that market. Mr Burton, a qualified chartered accountant, entered the payments industry in 2001 when he joined Proc-Cyber Services as a Read More...

18. Flexepin Cash Voucher launched via Payment Source in Canada

MELBOURNE, Australia – March 14th, 2016 – Suppliers of a new PIN-based digital voucher system, which is set to transform online payments, have commenced commercial operations with Canada’s largest payment service provider. Flexewallet Pty Ltd, the operator of the Flexepin brand, has established an agreement with Payment Source Inc. (“Payment Source”) to supply Flexepin cash vouchers in its outlets across Canada, including gas stations and local shops. This agreement allows customers to pay with cash in a retail outlet and purchase a 16-digit PIN number that can be used to make secure payments online at a multitude of online retailers. “Partnering with Flexewallet provides Canadians with a secure and convenient alternative to making online purchases,” comments George DeMarchi, President of Payment Source. “Flexewallet’s availability in Can Read More...

19. Novatti Group Lists on ASX

The Novatti Group (ASX:NOV) is pleased to announce that the Initial Public Offering (IPO) has been oversubscribed. Novatti is to be admitted to the official list of ASX Limited and quotation of its securities is expected to commence trading at 10.00am AEDT on January 18, 2015. AU$7 Million has been raised in the IPO to facilitate the growth of the business. “The IPO will enable the Novatti Group to utilise the strength of the Novatti Platform. This means we can take advantage of the changes occurring in digital payments with the widespread adoption of mobile and cloud-based services”, said Novatti Group CEO Peter Cook. Novatti provides SaaS and solutions for high capacity transaction processing, switching and stored value account management systems that can be integrated into a broad range of external systems. Its success lies in the strength of the Novatti Platform and its com Read More...

20. Diversity Policy

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21. Continuous Disclosure Policy

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22. Code of Conduct

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23. Board Charter

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24. Audit Policies

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25. Shareholders Communication

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26. Securities Trading

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27. Risk Management and Internal Compliance and Control

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28. Remuneration

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29. Procedures for Selection and Appointment of Directors

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30. Performance Evaluation Practices

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31. Novatti Group & Myriad Group Partner to Offer USSD Powered Mobile Money Solutions

MELBOURNE, Australia – 16 November 2015 – Novatti, a global payment solution provider, has partnered with the Myriad Group to extend their mobile money solution with robust USSD capabilities, enabling interactivity with non-smartphone devices. The holistic mobile money solution will focus on existing regions of operations including Sub-Saharan Africa, Southeast Asia, Latin America and Europe. According to the World Bank, in 2014, 86% of adults in the Middle East were unbanked, the highest rate of unbanked adults in the world. Followed closely by Sub-Saharan Africa with 66% of adults unbanked. Central Asia, Europe and Latin America have an average of 49% of all adults unbanked. With evident demand for a stable mobile money solution around the world, the partnership is set to create a social impact on the industry. “Our combined solution is aimed at im Read More...

32. Asia Pacific Payments Council – Digital Consumer Behaviour

Novatti takes a look into the payment behaviour and attitudes of the South East Asia region. With collaboration of the RFi Group, the study found that traditional bank branches still play an important role, yet mobile is increasingly being favoured for banking purposes in Indonesia. Click here to download the white paper. Read More...

33. Monami to Offer Internet Payments in Pakistan

Inov8 Limited, Pakistan’s premier mobile commerce and payments provider, has partnered with Monami, a leading aggregator operating in North America and the region, to offer internet payments in Pakistan. This is the first time that such a large portfolio of internet payments, including leading names such as Google Play Store, Apple App Store and iTunes, Skype, Netflix, PlayStation, Steam, Xbox Live and World of Warcraft payments among more than 50 others, are being made available locally to Pakistani customers under the name “Cardwalla”. “Inov8 has been working to grow the mobile payments industry in Pakistan since 2004. Today we have one of the largest offerings of products and services as well as one of the biggest client portfolios in the region. Launching the Cardwalla service for internet payments through our Allplay platform is in line with our vision to change the way p Read More...

34. Novatti Finalist for 12th Annual Meffys Awards 2015

Novatti has been shortlisted as a finalist out of hundreds of applicants for the Meffys Innovative Business Model Award. Novatti’s application is titled “Disrupting the Vouchers and Payments Ecosystem in Malaysia”, which describes the Joint-Venture with ATX Malaysia in more detail. The competition has attracted entries from over 30 countries across 15 award categories. The ceremony is expected bring together over 250 mobile influencers for an evening of industry networking and celebrations. Judged by an independent panel of 40 journalists, analysts, accelerators and VCs from around the globe, the winners will be announced at a gala dinner on October 19th, 2015 at the five-star Rosewood Hotel in central London. The Mobile Ecosystem Forum (MEF) is a global trade body that acts as an im Read More...

35. Novatti Group Plans to File for Initial Public Offering on ASX

MELBOURNE, Victoria, Australia, July 3, 2015 – Novatti Group, a technology and services provider, today announced that it plans to conduct a registered initial public offering on the Australian Securities Exchange (ASX). The prospectus filing is expected to commence in September. CEO Peter Cook believes the timing and funds will enable Novatti Group to accelerate international growth and the expansion of its core technology. "Our long history as a disruptor in the payments industry has geared us as a significant player in a growing market, and we are confident of delivering long-term returns to future shareholders," he said. About Novatti, Novatti is a global software technology and systems integration provider, committed to delivering innovative payments since 1996. With an emphasis on the development Read More...

36. Novatti Joins ATX to Simplify Malaysian Mobile Payments

Novatti, a leading global payments technology provider, based in Melbourne, Australia, has formed a joint-venture with ATX Malaysia Sdn Bhd and launched a nationwide payment service in early May 2015. The joint-venture aims to facilitate the uptake of electronic transactions in Malaysia, while aiding the growth of e-commerce and the mobile commerce industry in Southeast Asia. Novatti (Malaysia) Sdn Bhd will service over 20,000 retailers with the robust and innovative financial transaction service provided by Novatti. To ensure that optimal service is provided, Novatti will also strengthen and expand its core technical operations and development teams through the joint-venture. “Malaysia aims to strengthen its e-commerce and its digital economy by 2020, and our partnership with ATX will complement this already increasing digital landscape,” said Peter Cook, CEO of Novatti. Read More...

37. Novatti's Malaysia Development & Engineering Office

We welcome the team in Kuala Lumpur, who bring both sales and engineering capability to Novatti in the Southeast Asia region. Chaired by industry veteran, YC Wong Novatti (Malaysia) Sdn Bhd's engineering team is headed by Pavan Kumar and launched operations in January 2015. Novatti Malaysia includes a full network operating centre for local client ATX along with support engineering and development capabilities. The Malaysian development team will specialise in integration works between the multi-services Novatti Payments System and external telecoms, banking, retail and government host systems.   The engineering support team will support local clients in Asia and around the clock support for clients in other continents. Read More...

38. Electronic Value Distribution System (EVDS)

EVDS Brochure - Linking service providers, distributors, and retailers in a multi-channel end-to-end value distribution chain. Read More...

39. Enabling Donors to Direct Funds Efficiently to Recipients through International Payments

Novatti has configured its international payments technologies with the purpose of improving the distribution of donor funds, whether these funds originate from government, aid agencies or consumers. This is short white paper discussing this, noting that the technology is currently deployed by TransferBridge which is a global services business and owned by Novatti. Click here to download the white paper. Read More...

40. Hear from Novatti's CEO at Money20/20

Novatti's CEO, Peter Cook, has been selected to present at Money20/20 2014, the leading global event for innovations in money. Peter joins an outstanding panel, speaking alongside Chris Larsen (CEO, Ripple Labs), Khalid Fellahi (SVP & GM, Digital Ventures, Western Union) and Ismail Ahmed (CEO, WorldRemit). The panel will be discussing the following topic: "Money transfer is one of the most cash-based payment services, and one of the most regulated. Between globalization, regulatory crack-down and breakneck innovation such as cryptocurrency, how will the industry look in 5 years? Are today’s remittance leaders tomorrow’s Kodak or Polaroid? This panel will provide a snapshot of the market and images of how the future could develop." The session promises to provide insightful views from leaders in the industry and is one of a series of presentations that form an integral pa Read More...

41. Novatti’s Innovative Payments Platform Wins National iAward

The iAward, currently celebrating its 20th year, recognises companies at the forefront of technology innovation and places an emphasis on products and solutions with a global application from Australian innovators. Announced at the award ceremony on the 29th of August, Novatti Pty Ltd was selected as the winner of the prestigious Financial Applications category of the National iAwards for 2014. Novatti’s multi-services financial application platform, the Novatti Payments System, was evidenced by a range of case studies from Canada, Africa, Asia and Australia. The iAwards host partners include the Australian Computer Society (ACS), Australian Information Industry Association (AIIA) and the Pearcey Foundation. Through the iAwards, the host partners advocate the importance of innovation and productivity that the ICT Read More...

42. Novatti Celebrates Signing of ThePinsGroup

Novatti, a global software technology and systems integration provider, is pleased to announce it has been selected by ThePinsGroup, Montreal, Canada based innovator of payment systems, to host multiple voucher distribution networks on one of Novatti’s innovative platforms, the Voucher Management System (VMS). The Novatti VMS is a unique system that encompasses the end to end lifecycle management of physical vouchers, from product creation and PIN generation through to the dealer distribution and redemption of the voucher. ThePinsGroup offers innovative and robust voucher management and distribution networks that aim to disrupt the current model of the payments industry. ThePinsGroup will be using Novatti’s innovative technology to facilitate these networks across multiple industries:

  • PayWithPins, a fast and secure multi-currency payment meth Read More...

    43. Novatti Winner of Prestigious iAward Financial Category

    Novatti Pty. Ltd., a software developer and systems integrator specializing in payment and billing systems, has been awarded the 2014 State iAward for the financial category in Victoria. The iAwards, hosted by the Australian Computer Society, the Australian Information Industry Association and the Pearcey Foundation, honours the most innovative and unique ICT solutions, companies and individuals and are highly valued as industry recognition of excellence and innovation. Novatti was nominated this year for the Novatti Payments System (NPS), a high capacity, rules based transaction processing, switching and account management system. It can be integrated with a multitude of external systems such as banks, ATM’s, EFTPOS terminals, mobile phones, etc. The NPS solution excelled in all five judging criteria for the award:

    • Uniqueness
    • Marketability
    • Function Read More...

      44. Integrated Payments Report featuring Novatti’s Digital Wallet Solution

      Integrated Payments Special Report #38 brought to you by Power Retail, Novatti & Transaction Network Services. This report discusses Multichannel Payments, Digital Wallet Opportunities, how Digital Wallets enhance Loyalty Programs and much more. Read More...

      45. Peter Cook at APEC

      Regulatory environments to promote financial inclusion in developing APEC and other regional economies Training Program. Read More...

      46. Mobile Money Brochure

      Provide mobile money payments for developed markets and financial inclusion for the unbanked in developing economies with features including access to convenient and secure mobile financial services, ease of use - no need to carry cash or multiple cards, and reduces the risks and costs of holding cash. Read More...

      47. International Top-up Brochure

      Enable your migrant customers to convert money to airtime for low-value remittances to family at home. International Top-up is a fast, simple, economical and secure method of transferring small amounts of money. Novatti enables the transfer of funds internationally in real-time even if family and friends at home don't have bank accounts. Read More...

      48. International Remittance Brochure

      Tap into the fast-growing market of international fund transfers and payments. Enable ATM withdrawals with no card required, give customers access to fast, convenient and cost effective money transfer services, and add an easy and secure remittance service to your portfolio and tap into the international remittance opportunity. Read More...

      49. Voucher Management Brochure

      Add value to your distribution partners and manage your prepaid service channels with ease. Enhance your distribution channel with Voucher Management today. Read More...

      50. Digital Wallet Brochure

      Offer your customers a smart, practical and innovative branded service. Novatti Digital Wallet is fast and convenient with simple and straightforward user experience throughout the transaction. Enable transactions anywhere, anytime via a range of mobile devices. In the future, digital wallets will be used to securely store a wide variety of items such as receipts, tickets, transport cards, loyalty cards and, of course, money. Read More...

      51. Novatti Corporate Brochure

      Novatti enables telecommunications operators, banking, and alternative payment network service providers to extend their product portfolios - taking robust, integrated new consumer and payment services to market faster and more cost-effective. Read More...

      52. DigiPay Releases Voucher for the Unbanked or Underbanked

      DigiPay’s speedy time to market and cost effective budget made Novatti their first and last preference for a technology solution provider. Credit cards are not accessible to consumers in unbanked or underbanked countries across the Sub-Saharan Africa. To enable these consumers to access e-commerce services, DigiPay of South Africa has created the DigiPayVoucher, which helps cash based consumers access online services. Using secure PINS, which is a classic but effective means of alternate payment, DigiPayVoucher has introduced a range of flexible vouchers that can be accepted by online retailers. Consumers from Botswana, Mauritius, Namibia, Nigeria, Democratic Republic of the Congo, Zambia, and Zimbabwe can purchase DigipayVoucher with their respective currencies. Feedback from consumers has been very positive. Many external organisations including NGOs, retailers and financ Read More...

      53. Peter Cook at Pacific Branchless Banking Seminar

      Pacific experts with Novatti's CEO Peter Cook united to exchange views and discuss the future on Branchless Banking Seminar in Sydney, Australia. Seminar highlights encompassed figuring out technological innovations, policies and best practices to improve the conditions in and around unbanked regions. BB_group_photo Financial Inclusion is here to stay. Financial Inclusion is the top-most priority in the United Nations Development Programme (UNDP). Read More...

      54. MoniSend International Top-up live in Africa

      Novatti was selected by Sandulela Telecom to provide its multi-services platform to enable the International Top-up service, MoniSend within Sub-Saharan African Region. Today, MoniSend went live with initial inbound and outbound countries including Namibia, Botswana, Mauritius, Zambia, Zimbabwe, Democratic Republic of Congo and Nigeria. MoniSend service enables expatriates to send and receive micro remittances to their home countries. This allows these workers to support family members and make regular remittances irrespective of their income level. With the burgeoning growth of mobiles in Africa, MoniSend is ideally positioned to be a leader in driving financial inclusion for the under-banked. Future growth of MoniSend includes extending the reach beyond Sub-Saharan African region, more mobile operators along with new services including bill payments, e-commerce voucher distrib Read More...

      55. Domain Knowledge

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      56. Proven Core Technology

      Strong heritage of highly scalable, robust and innovative payments technology solution for our clients to extend their product offerings Read More...

      57. Established Clients

      Our solutions and products have been created and delivered to Tier 1, Tier 2 and alternate network payment service providers Read More...

      58. Agile, Flexible & Adaptable

      Our organizational culture makes current clients continue their relationship with us and new clients follow suit Read More...

      59. Fluid, Dynamic & Supportive

      Commitment to continuous growth and innovation Read More...

      60. Robust & Scalable

      Scalable technology, that expands when required, with a proven robust multi-tenant architecture to meet your needs Read More...

      61. Innovators in Business Payments Solutions

      The Novatti Platform enables MNOs, banking and alternative payment network service providers to extend their product portfolio – taking our robust, integrated payments services to your consumer market faster and more cost-effectively Read More...

      62. Savings Program

      Savings Program

      Mobile money offers savings programs to individuals without ready access to financial institutions. To save using mobile money, the customer simply deposits funds at a bank branch or affiliated merchant using their mobile phone. The money is added to their stored value account that is linked with their mobile phone. Read More...

      63. Loyalty

      Loyalty

      Mobile money encourages customer loyalty through prepaid accounts and rewards. Mobile network operators integrate a mobile wallet solution with their charging system, making it possible for customers to top up from their mobile phones. Their mobile money account is debited and the airtime is loaded onto their mobile phone. Read More...

      64. Airtime Top-Up

      Airtime Top-Up

      Mobile money allows users to conveniently purchase airtime through an agent, or via telephone or website. Mobile network operators integrate a mobile wallet solution with their charging system, making it possible for customers to top up from their mobile phones. Their mobile money account is debited and the airtime is loaded onto their mobile phone. Read More...

      65. ATM Withdrawal

      ATM Withdrawal

      Mobile money simplifies withdrawal of money from an ATM even for the unbanked, requiring only a mobile phone with a stored value account. For customers, their mobile phones become all that is needed to authorise withdrawal of cash, needing only two simple steps; 1. Enter phone number and pass code 2. Information is verified This is made possible by adaptable software which integrates the banking system with that of the stored value account. Read More...

      66. Gift Vouchers

      Gift Vouchers

      Mobile money allows users to conveniently send and receive gift vouchers through their mobile phones without specific applications. To send a gift, customers simply click on the button at checkout and enter in the phone number of the person receiving the voucher. After payment, the recipient is notified of the gift via SMS. If they wish to spend the voucher online, they must enter in their phone number at checkout and confirm the particular voucher. A verification and authentication process is undertaken and the transaction is completed. Read More...

      67. Bill Payments

      Bill Payments

      Mobile money means that service providers can use mobile technology to offer another payment channel. Customers can conveniently use their mobile phones to pay their utility bills or subscription bills, wherever and whenever they need. The customer registers with their service provider linking their stored value account with the payment system. They will then receive notifications whenever payments are due and proceed with a simple transfer payment. The customer’s account is debited and the value is transferred to the company’s account. Read More...

      68. Remittance

      Remittance

      Mobile money means any mobile phone user can send, receive and spend remitted funds. Customers can conveniently send funds through an agent, telephone. Stored value is quickly and securely transferred between mobile phone accounts. The sender’s account is debited and the recipient’s account is credited. Read More...

      69. Merchant Payments

      Merchant Payments

      Mobile money enables the secure and seamless use of mobile phones to purchase goods and services. During billing or payment, the customer simply enters their phone number, which is linked to their stored value account. Their account is then debited and the merchant receives the payment in their bank account. Mobile Money attracts new customers and extends market reach, unlocks new revenue streams, has low acquisition cost and quick time-to-market, enhances the end-user experience with more value-added services, lowers cash-distribution expenses, allows the accumulation of customer data, reduces transaction costs, processing time and labour costs. Read More...

      70. Air Canada Releases Gift Cards via Canada Post

      Canadians can now buy small and high-value Air Canada Gift Cards at all Canada Post outlets. This satisfies a need that many consumers have i.e. to be able to provide travel vouchers for loved ones, friends and employees. Ezipin Canada provides the backend switching for this service utilizing the Novatti Electronic Value Distribution System. Albert Lang, GM Marketing and Strategy noted that the Novatti system had allowed the necessary customisation in a short amount of time such that rigorous testing of Canada Post could be efficiently completed, and the service launched on time. Read More...

      71. CommunicAsia 2013

      Novatti will be exhibiting at CommunicAsia 2013, Marina Bay Sands, Singapore, Stand BH2-04, from 18th to 21st June 2013. In parallel, Victorian Government is conducting the Super Trade Mission, 16th to 21st June, exclusively for Victorian organizations to invigorate ties with South East Asian nations. The mission has provided Novatti an opportunity to showcase our products and benefits not only at CommunicAsia, Singapore but also Malaysia. Please click here to schedule a meeting with Novatti representatives in Malaysia, 16th-17th June or Singapore, 18th-21st June.   Read More...

      72. Cards & Payments Australasia 2013

      Novatti will be exhibiting at 18th Cards & Payments Australasia , Melbourne Convention and Exhibition Centre , Stand Number 22, from 13th to 14th May 2013. Novatti is also an Associate Sponsor of Cards & Payments Australaisa 2013. Please click here to schedule a meeting with Novatti for this event.   Read More...

      73. Vox Telecom launches Global International Top-up

      Vox Telecom through its branded InTopUp service is a major provider of inbound top-up services to many Mobile Network Operators in developing countries. Vox is directly connected to many MNO's and also to peer international top-up network providers. Experienced International Top-up service provider Vox Telecom has migrated its services to a Novatti International Top-up platform to ensure that Vox's plans for scalable growth and ongoing deployment of new and innovative services can continue. The service was launched within 3 months of ordering of the system which included a period for extensive customisation and configuration to meet Vox's needs. Read More...

      74. Peter Cook at the GSMA NFC & Mobile Money Summit in Milan with bnetTV

      bnetTV speaks with Peter Cook from Novatti at the 2012 GSMA & NFC Mobile Monet Summit held in Milan and gets an overview of the company and their products. Novatti headquarters are in Melbourne, Australia with offices in Singapore, Dubai and Ottawa. Novatti's product portfolio incorporates three categories of solutions; payments, online charging (prepaid billing) and prepaid voucher management solutions. Novatti has its heritage in the prepaid telecommunications arena and has evolved to incorporate the payments industry. Where banks and payment service providers aim to introduce mobile and online services, Novatti offers the online, mobility and telecommunications domain knowledge, skills and experience required. Novatti has a unique insight and knowledge of the prepaid telecommunications industry and the emerging Payments market with a specific emphasis Read More...

      75. Re-Branding Announcement – Novatti Pty Ltd

      Many successful organizations follow a mantra similar to “A strong base leads to a strong future. “Goodwill is one of essential areas to build a strong base, which is only possible with the highest level of integrity and ethics. Along with a dedicated team, collaborative culture, supportive clients and a willingness to innovate can lead the pathway to a stronger future. Keeping the above in mind, we are delighted to announce that Total Tel International Pty Ltd has formally changed its name to Novatti Pty Ltd. Our primary domain is now novatti.com. Our re-branding exercise has commenced and will be an ongoing process that reflects our long heritage and continued the drive for innovation. Novatti has come a long way from providing payment and billing solutions in 1996 to our market leading digital wallet and payment solutions. Our clients choose Novatti to be their vendor for Read More...

      76. National iAwards Merit Award

      The national iAwards committee awarded TTI's Advant Payment Solution the National Merit Award for its solution deployed at Telstra managing prepaid mobile recharge and top-up services. The deployed payments solution enables many retailer and virtual channels to cost effectively inter-operate with Telstra's provisioning, financial and customer care systems. 2012 iAwards logo-Victoria Award Winner Read More...

      77. New Non-Executive Director

      Mr Paul Burton is joining the TTI board as an independent director. Paul has global experience at senior financial and commercial levels in multiple financial services and technology businesses. Paul was previously the CFO of leading payments service provider Datacash that was acquired in 2010 by Mastercard. Read More...

      78. New Chairman of the Board

      Mr Ashley Head has joined the board of TTI as Chairman. Ashley has over 30 years of experience in banking and banking technology, including another current board position where he is Chairman of the leading international electronic currency company Ukash. Ashley envisages that that TTI's leading digital wallet and Financial Transaction Innovation Platform will be a major player in driving innovation in the mobile financial payments arena. Read More...

      79. Strikersoft – Certified Systems Integrator

      Strikersoft is now a certified systems integrator for development, customisation, implementation and support of Novatti technology solutions. Strikersoft was formed in 2012 with a merger between Wexcellcia AB and Ukrainian Mobile Technologies Solutions llc. Strikesoft has its headquarters in Kista, Stockholm, Sweden while their development and competence centre is in Kiev, Ukraine. Strikersoft has provided telecommunication and IT solutions in over ten countries. Currently, they develop and implement high-end mobile and enterprise solutions. Read More...

      80. iAwards Prizes 2012

      Best Financial Industry Solution and the Merit Prize for the best Telecommunications Industry Solution were awarded to TTI's Advant Payment System at the 2012 Victorian iAwards ceremony presented by Minister Louise Asher. The judging is by an esteemed panel of industry leaders selected by the Australian Information Industry Association and the Australian Computer Society. TTI's nominated clients were extensively interviewed as part of the process. TTI feel that this is great recognition for the extensive domain knowledge and development that have allowed the creation of the Financial Transactions Innovation Platform marketed as the Advant Payments System. 2012 iAwards logo-Victoria Award Winner Read More...

      81. Pan-Asian Remittance Network

      TTI is delighted to have been selected by a major Asian bank to supply a pan-Asian remittance solution. This solution provides a secure, reliable, and a cost-efficient remittance method to migrant workers living and residing outside their home country. It enables the sending of a remittance directly to the beneficiary’s bank account or to a registered agent from where it can be collected in cash. Read More...

      82. Sydney Morning Herald & Melbourne Age on e-Wallet

      Story from www.smh.com.au, interviewing Peter Cook, CEO of Novatti Is that an e-wallet in your pocket or is your iPhone just happy to see me? Reported by Nate Cochrane October 26, 2011 Australian electronic payments technology speeds mobile commerce innovation. If you have ever topped up your mobile phone, downloaded a console video game or shopped on Amazon chances are you have an electronic wallet but now an Australian company wants to bring it to transactions as diverse as disaster relief, public transport and social security payments. It could even be applied to the aboriginal intervention program in the top end, according to Peter Cook, chief executive officer, of Australian company Total Tel International. Cook says Total Tel redesigned e-wallets that traditionally dealt with cash only: his would Read More...

      83. TTI Appoints GM Consulting Services

      Greg Hood has commenced with TTI as the new General Manager of Consulting Services based out of the Melbourne office. Primarily servicing the Victorian Government, the Consulting Services Division, TTI Consult builds from its core strength of Payments and Telecommunications to offer a strong suite of IT consulting services for Government. Greg has previously held similar senior positions with large multi-nationals such as CSC and Hitachi Data Systems and other specialist IT consulting firms. Read More...

      84. Victorian Government eServices Panel

      TTI has been selected by the Victorian Government to be a primary provider of IT services in line with its multi-year panel period contract. TTI will bring to a range of government projects its mission critical systems understanding gained from 15 years of delivery of such systems to the telecommunications and financial services industries. The Victorian Government is the primary service delivery provider for the State of Victoria with a population of 5.5m. Such services include health and welfare, emergency services, roads and transport and education. TTI has previously worked with numerous government agencies to provide IT and business process systems and consultancy to make the government's service delivery more productive or to provide new services. Read More...

      85. CEO Sleepout for the Homeless

      TTI CEO, Peter Cook, joined 1,000 other CEOs on a nationwide sleepout raising over $4m for St Vincent de Paul's Homeless campaigns. Peter has participated for the first two years that the CEO Sleepout has been conducted in Melbourne. This year the Melbourne group was joined by Australia's Foreign Minister, Kevin Rudd and the Member for Higgins, Kellie O'Dwyer along with many staff and supporters from St Vincent de Pauls. The guest speakers had both experienced homelessness and were inspirational to the business and political leaders that were present. Peter will be back in 2012 to continue the fundraising. CEO Sleepout for Website Read More...

      86. TTI Middle East Joint Venture

      TTI is pleased to announce a long-term partnership culminating with a joint venture with the established Almas Electronics group that will provide representation and engineering support for TTI solutions in the Middle East and North Africa regions. Almas operates multiple businesses in Iran and the UAE and is a well-positioned partner for the world leading telecommunications, mobile payments and electronic wallet solutions provided by TTI. TTI solutions are used in Africa, the Middle East, North America, Asia and the Pacific for applications including prepaid billing, voucher management, mobile banking, mobile money and electronic wallet services. Read More...

      87. PaySwyft Electronic Wallet System

      TTI is delighted to have been selected to provide the core electronic wallet system for PaySwyft Australasia to complement PaySwyft's leading bill payment solution. PaySwyft Australasia is building its presence in Australia and then other countries in the region by bringing specialised bill payment and wallet technologies to the government, financial institutions, utilities, businesses and consumers. The TTI electronic wallet system provides customers with the ability to transfer funds and pay for goods with enabled merchants, all within a secure environment and with access from mobile phones, smartphones and the internet. For information on PaySwyft see www.payswyft.com Read More...

      88. East Africa Com

      8-9 April 2008. TTI exhibited prepaid billing solutions along with recharge and m-commerce payments systems at East Africa Com as part of TTIs long-term commitment to its customers and prospects in Africa. TTIs senior solutions architect, John Doornbusch. Read More...

      89. Hormuud Somalia

      Hormuud Somalia launches prepaid voucher topup services in multiple cities in Somalia using TTIs Electronic Value Distribution System. This advanced system has been upgraded to meet specific physical security requirements in Somalia. Read More...

      90. Cable & Wireless – Diego Garcia

      Following a worldwide selection process, TTI has been selected by Cable & Wireless International to be a key provider of prepaid and converged billing technologies. This agreement was finalized in early 2007 after which TTI quickly and successfully installed a prepaid calling card and prepaid Internet solution for Cable & Wireless in Diego Garcia. The system is also capable of providing prepaid mobile services and post-paid billing. A team of three TTI engineers were onsite for three weeks in February connecting to a next generation softswitch. The implementation was on time and budget. Read More...

      91. HP Software World – Presentation on Converged Billing

      6 - 8 March, Brisbane - Leading billing solutions company TTI are continuing their excellent association with HP by providing a key speech and presentation on Converged Billing for MVNO’s at HP’s major software forum in Asia for 2007, the HP Software World conference. TTI provides full connectivity with the HP Opencall OCSAC and OCMP range of products. Read More...

      92. Southeast Asia Joint Venture

      TTI and dStrategy of Singapore announce that they have formed a joint venture to develop specialist telecommunications signalling and billing technologies for use in Asia and the Middle East. TTI brings its ten years of experience in developing real-time rating and billing systems, and dStrategy brings a similar amount of experience in signalling technologies to build world-leading solutions for SMS, USSD and IN systems. The first project of the joint venture is to create an SMS Offloader with a specialist application for creating fast messaging for SMS Top-up systems. Read More...

      93. Middle East and Africa Joint Venture

      TTI is pleased to announce that it has entered a long-term joint venture with Estel Technologies UAE for the promotion, development and distribution of TTI Technologies in the Middle East and Africa. TTI has worked with Estel for some ten years in India and Sri Lanka, and we are currently commencing a range of joint development tasks in India. For the Middle East and Africa, TTI and Estel have created a joint venture to enable customers to receive TTI technologies without going through a middleman. With a strong commitment to the region, TTI fully expects this joint venture to provide the surety to potential customers that they will be dealing with the technology creators and owners. Read More...