Financial Institutions

Novatti offers a number of effective, value-adding solutions proven to attract new customers and reduce churn for financial institutions.

Agency Banking

Agency Banking provides financial services to customers in agreement with a third party on behalf of another party, which is usually financial institutions or mobile money operators.

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Bill Payment

Bill payment is the activity of paying bills in person, by phone or online using handheld devices such as mobile smartphones, laptops and desktop computers, or a tablet.

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Cardless Banking

Cardless banking allows users to withdraw cash from ATMs without using any cards.

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Cryptocurrency

cryptocurrency is a virtual currency or money used to purchase services or products online similar to physical currency, from a digital wallet on your computer.

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Digital Gift Cards

A digital gift card is a non-monetary gift redeemed online often by use of a computer or a mobile phone.

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Digital Wallet

A proven, robust and scalable electronic wallet solution for developed and developing markets.

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Donations

A donation is a physical gift given by an individual, usually for charitable purposes or to help a cause.

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Electronic Top-Up

This flexible solution enables secure variable airtime value top-ups using standard SMS, USSD, or host-based messaging.

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Electronic Value Distribution (EVD)

A simple, cost-effective means of distributing virtual vouchers for a variety of prepaid products.

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FSI Channel Management

The world of financial services is always evolving as new products and services are created and offered to the market, consumer behaviour is rapidly altering, and consumers’ expectations constantly change.

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Government Disbursement

The act of disbursing money in the form of payments to companies, individuals or charities.

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International Top-up

Facilitates quick and secure transfer of funds across international borders using mobile airtime and prepaid accounts.

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mCommerce

Mobile Commerce or mCommerce is the act of using a mobile phone or a laptop computer to perform marketing transactions online.

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Microfinance

Microfinance is a broad network of financial services that help low-income businesses or individuals raise income and integrate themselves into the conventional financial system.

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Mobile Banking

Mobile banking allows users to do their financial transactions using their mobile phones. By doing so, finding information and tools they need for tasks makes it more available, easier and simpler.

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Mobile Money

Mobile Money is a convenient way for customers to establish an electronic account and maintain a ‘stored value’, accessible from their mobile phone, which can be used for a broad range of financial transactions.

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Mobile Payment

Mobile banking is an innovative service that eliminates the use of cards and encourages a higher usage of mobile phones. It is quicker and more personally.

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mTicketing

Mobile Ticketing or mTicketing is the act of purchasing, ordering and obtaining a ticket using mobile phones.

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Peer-to-Peer (P2P) Payment

Peer-to-peer payment allows users to send payments to one another with a click of their mobile phone.

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Purposeful Remittance

Purposeful remittance is the act of transmitting non-monetary “value” to a recipient in the form of a bill settlement or a mobile phone top-up.

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Voucher Management

A stand-alone system that manages the end-to-end lifecycle of physical vouchers providing superior control and visibility over the business.

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