Blog

10 FinTechs Driving Africa’s Payments Industry

December 5th, 2016 - Posted by Adel Shahin

FinTech Africa has recently announced its 2016 winners. We'd like to take this opportunity to highlight a few companies that we think are working on...

What Trump means for International Remittance

November 16th, 2016 - Posted by Adel Shahin

A new presidency comes with a lot of uncertainty, and with president-elect Donald Trump the uncertainty remains. During the campaign period, Trump...

3 Powerful ways to Disrupt Aid Payments and Disbursements!

October 4th, 2016 - Posted by Peter Christo

Radical and Disruptive innovation are resulting in real and painful business disruption, and you don’t need to look far past what your taxi driver...

GSMA World Mobile Connectivity Index

August 23rd, 2016 - Posted by Adel Shahin

The GSMA Mobile Connectivity Index is an analytical tool that measures the performance of 134 countries, representing 95% of the World’s...

Remittance Industry Under Attack

June 29th, 2016 - Posted by Adel Shahin

International money transfer is a key component of global finance. By giving immigrants and expatriates a channel through which to send money home,...

Was Starbucks Digital Wallet Investment Worth it?

May 24th, 2016 - Posted by Adel Shahin

Background Mobile apps have grown rapidly in usage over the past couple of years from the early days where they were regarded as playthings for...

What can we Learn From M-Pesa & bKash?

April 27th, 2016 - Posted by Adel Shahin

Background: When revolutionary technological and financial innovations of the 21st Century are finally listed, mobile money services will rank at...

Government Disbursements

March 18th, 2016 - Posted by Mark Presser

Distributors of welfare (namely government disbursements) face a common dilemma; are cash payments or in-kind transfers (purposeful remittance) more...

Mobile World Congress (MWC) 2016

February 17th, 2016 - Posted by Mark Presser

Organised by the GSM Association, the Mobile World Congress (MWC) is the world's leading expo for the mobile and related industries. Attended by the...

How to Stop Customers Going AWOL Online

January 27th, 2016 - Posted by Mark Presser

It wasn’t long ago when an online store was considered a differentiator for a bricks and mortar retailer, a luxury of sorts. No longer are online...

A Year of Developments: The 3 Key FinTech Disruptions of 2015

January 13th, 2016 - Posted by Mark Presser

They’re everywhere. Digital disruptions in FinTech are proliferating at an unprecedented rate. The rise of hundreds of FinTech startups in 2015...

Leading FinTech Innovators in 2015

December 22nd, 2015 - Posted by Adel Shahin

Earlier this year I wrote about Australian FinTech companies that everyone needs to keep an eye on. A few weeks ago, a report about the world leading...

Selling Coffee through Information Flows

December 3rd, 2015 - Posted by Mark Presser

It’s pretty clear that information barriers between buyers and sellers have always caused inefficiencies in markets, especially in rural areas....

Leveraging the Internet of Things (IoT) for Mobile Money

November 3rd, 2015 - Posted by Kelly Reed

Today, if you don’t find the quickest and easiest way to integrate and mainstream your offerings, you’re almost irrelevant. This week, I’ll...

The Democratisation of Everything, but let us do Money First!

October 29th, 2015 - Posted by Peter Christo

If you have been following FinTech, bitcoin and consequently the blockchain, you would know that the underpinning technology is one of the most...

15 Australian FinTech Companies to Watch

October 19th, 2015 - Posted by Adel Shahin

If you’re in the banking or telecoms sectors, there’s no doubt that you should be keeping at least one eye on the FinTech industry. Whether...

Remittance in the Form of a Pizza?

October 6th, 2015 - Posted by Adel Shahin

When we talk about remittance nowadays, most people think about sending cash through an agency or international transfer via their banks. These types...

How Branchless Banking Works in Indonesia

September 4th, 2015 - Posted by Adel Shahin

The concept of branchless banking is a basic concept that relies heavily on trust. Generally, community leaders or technology create a new...

10 Trends that will Impact Mobile Money in 2015

August 4th, 2015 - Posted by Adel Shahin

Mobile money generally refers to financial services provided by Mobile Network Operators (MNOs) when a consumer loads their mobile wallet or device...

Mobile Payment Drivers

May 8th, 2015 - Posted by John Doornbusch

What drives people to use their phone to make a mobile payment? It all depends on the alternatives available to them. In Australia, where I am...

Mobile Wallets and Privacy

April 17th, 2015 - Posted by John Doornbusch

As mobile wallets and payment options continue to grow, retail organisations are seeing increased opportunities to collect customer data and...

Who are the Unbanked?

April 6th, 2015 - Posted by Peter Cook

WorldBank Infographic about the unbanked - worth a...

Bank Branch to Mobile: Southeast Asia’s Payment Position

April 1st, 2015 - Posted by Steph Eggleston

This week, Novatti takes a look into the payment behaviour and attitudes of the Southeast Asia region. Based on research by RFi Group, traditional...

[Guest post] Speak to your Work

March 24th, 2015 - Posted by Stephen Kai Sui

The author, Stephen Kai Sui, is the CEO of Neural Technologies. Neural Technologies is a client and partner of Novatti. Stephen penned this personal...

Mobile Wallet – Not just a First World Replacement for Credit Cards

March 16th, 2015 - Posted by Peter Cook

In developed economies with high penetration of debit & credit cards, the positioning of a mobile wallet is really that of an alternative to a...

Code of Conduct for Mobile Money Providers

February 19th, 2015 - Posted by John Doornbusch

In November 2014, the GSMA released a code of conduct for Mobile Money service providers.  Two years in development, the Code aims to ensure...

Mobile Money Interoperability

February 6th, 2015 - Posted by John Doornbusch

Mobile Money services have boomed over the last several years in developing nations and have provided much needed financial services to the poor and...

Why PINS are Becoming More Important

January 21st, 2015 - Posted by Peter Cook

We all thought that PINS (called vouchers by many) were for calling cards or topping up prepaid mobile phones.  And with the slow death of calling...

Types of Mobile Financial Services

December 9th, 2014 - Posted by Peter Cook

Welcome to the Novatti blog. We will use this space to update our followers on matters that may affect them in the payments industry, present our...