Novatti Group & PLDT’s FINTQ to Collaborate for Digital Financial Inclusion in Africa & the Middle East

June 1st, 2016

Novatti Group, a global payment solutions provider, and FINTQnologies (FINTQ), the financial technology unit of Voyager Innovations, the digital innovations arm of the PLDT Group, announced today at the Cards & Payments Expo in Dubai that they are discussing opportunities in providing innovative digital financial platforms to bank and non-bank partners in Africa and the Middle East.

FINTQ provides consumer-centric and demand-driven innovative digital platforms, products and services for financial and non-financial institutions across underserved, unserved and banked customers. These cover digital lending, disbursements, micro-savings, micro-insurance, NFC contactless and online payments, and, anti-fraud and card control solution, among others.

FINTQ’s products include Lendr, a multi-channel, telco-agnostic consumer loans marketplace, and LockByMobile, a mobile-based anti-fraud and card control solution app for all payment cards.

Novatti and FINTQ are exploring ways to improve financial inclusion in emerging markets by leveraging digital and mobile technologies.

According to the World Bank, in 2014, 86% of adults in the Middle East are unbanked, the highest rate in the world. This was followed closely by Sub-Saharan Africa with 66%.

“Leveraging our global network and FINTQ’s proven model in the Philippine market will enable us to provide accessible financial products to the masses. Every mobile device in any country has the potential to be a banking channel that can empower users to transact in a safe and secure manner or even apply for loans when needed,” said Peter Cook, CEO of Novatti Group.

“Collaboration between technology companies provides consumers with the best learnings and perspectives. We look forward to working with Novatti as we strengthen our presence in the global scale and open a range of new markets for our innovative digital financial platforms,” Manuel V. Pangilinan, Chairman of PLDT, Smart, Voyager Innovations and FINTQ, added.


FINTQ (FINTQnologies Corporation) is the financial technology unit of Voyager Innovations, the digital innovations arm of PLDT ((NYSE:PHI, PSE:TEL), the leading telco in the Philippines and its mobile unit Smart Communications, Inc. (Smart). PLDT is part of First Pacific (HKEx: 142, ADRs: FPAFY), a Hong Kong-based investment management and holding company with operations located in Asia Pacific spread across businesses related to telecommunications, consumer food products, infrastructure and natural resources. For more information, please visit

About Novatti Group

Novatti (ASX:NOV), an Australian-based company, is an award-wining global software technology and payment services provider, with an emphasis on the development and delivery of high-volume and mission critical systems. Novatti’s reliable and efficient software solutions include Consumer Digital Wallets, Electronic Top-up, Mobile Money, Bill Payments, Remittance Services, Voucher Management Systems and Electronic Voucher Distribution Systems. Novatti’s transaction processing services include TransferBridge, a worldwide remittance network; and Flexepin, an open-loop cash voucher

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