Digital Wallet

A proven, robust and scalable electronic wallet solution for developed and developing markets. It can be used to transact any item that can be counted or unitised. Principal uses are money, but also include loyalty points, coupons, tokens and any other unit, such as kilowatts of energy.

The technology can be provided as a turnkey, OEM, or hosted solution enabling businesses to offer their customers smart and practically branded services.


How does Digital Wallet work?

Digital wallets enable users to set up and manage personal accounts and perform transactions over the Internet – including via mobile devices – and/or via magnetic stripe cards, private-label cards and near field communications (NFC) equipped devices.

Branded digital wallet solutions are fast and easy to integrate with your existing core systems, and provide a way for you to take innovative new services to market fast.

What is in our offer?

Flexibility: Novatti Digital Wallet can be used to manage and transact with any item that can be counted and unitised.

  • Loyalty Points
  • Coupons
  • Money
  • Virtual Currencies
  • Units of Energy

Security: Financial industry security standards are incorporated into the system to ensure customer confidence in using the platform.

Access: The business rules for a transaction have been abstracted from the transaction device enabling customers to use a wide variety of devices to perform transactions.


Benefits with Novatti

Digital Wallet uses other Novatti modules to integrate with telecommunications infrastructure, financial institutions, and other third-parties using standards-based and proprietary protocols. Settlement of user accounts with external and internal agencies is achieved by regular production of multi-party electronic banking files containing all settlement details.

Enables service providers to offer a broad range of new and innovative services to their customers and clients, that can be accessed from point of sales devices, mobile phones, or traditional cards complemented with the power of latest technologies like iBeacon, Bluetooth LE, QR codes to advanced 
mobile application


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