Online Payments > PAYTO
Instant payments designed for convenience and security
Experience seamless account to acount payments with PayTo, the future of direct payments for your business.
Thank you [name], you’re on the way to guided payments!
How it Works
Let us support your business with PayTo
Looking to take control of your cashflow and create a better experience for your customers?
With PayTo, you can set up payment agreements that work for you—whether it’s one-off or recurring, you choose the amount, frequency, and duration. Your customer approves it in their banking app, and you can start debiting their account right away.
And, you’re never on your own—we’ll provide the tools and support you need every step of the way. Together, we’ll make payments seamless, simple, and stress-free.
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BENEFITS
Effortless payments with PayTo
PayTo helps both you and your customers.
Automating recurring payments boosts customer retention and makes cash flow forecasting more reliable.
Customers love PayTo because it gives them more control and visibility, which means fewer payment disputes and better protection against fraud.
<60 seconds
Time it takes for a PayTo payment to be processed.
Reduce late payments and improve cashflow.
24/7/365
PayTo Payments Are Processed Every Day, Every Hour
PayTo payments are processed in real time, no matter the time or day.
83%
Australians who are aware of PayTo and are considering using it.
Impress your customers by adding this new and convenient payment option.
Dedicated Support Backed by Award-Winning Solutions
At Novatti, we’re not a typical service provider—we’re deeply invested in your success. Our award-winning solutions offer secure, flexible payment options that integrate seamlessly with your systems. With us, you’ll get trusted support every step of the way, ensuring smooth operations, happy customers, and lasting growth.
"Consumers from across the globe crave seamless and convenient ways to manage their rental payments – especially with the financial pressures many of us are facing. That’s why we’re committed to offering a diverse range of payment options that cater to modern consumer experiences. We’ve been delighted to work with Novatti to offer Asian wallet payments to our international users and provide them with greater convenience."
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FAQ
Find answers to common questions about our payments solutions and how they work.
Yes, PayTo is very secure. Your customers authorise payments through their online banking, and all sensitive information is encrypted, so nothing is passed on to your business.
No, setting up PayTo is free for businesses.
Both PayTo and PayID are real-time payment options. The key difference is that PayTo is a pull payment, meaning you can take payments at set intervals with your customer’s authorisation—making it a modern, improved version of direct debit. PayID, on the other hand, is a push payment, where the customer controls the one-time payment.
You’ll receive an API to integrate PayTo into your payment gateway or app, with full support and guidance to make the setup process easy.
PAIRINGS
A suite of tailored solutions
Our PayTo solutions work best when paired with our suite of tailored payment solutions
Online Payments
In-Person Payments
Card Issuing
International Payments
Not sure where to start? Reach out to our support team for assistance.